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Your complete personal finance guide to understanding money. Save more, invest smarter, reduce loans, retire earlier! This online personal finance course will teach you how to master your money, how to grow your income, reduce your debt, budget the smart way, invest your money, and much more!
Purchase Phil Ebiner – Personal Finance Masterclass courses at here with PRICE $49 $19

Phil Ebiner – Personal Finance Masterclass
Personal Finance Masterclass Your complete personal finance guide to understanding money. Save more, invest smarter, reduce loans, retire earlier! This online personal finance course will teach you how to master your money, how to grow your income, reduce your debt, budget the smart way, invest your money, and much more!
- Do you need help handling your money?
- Can you imagine a life of financial freedom?
- Do you want to make more money?
- Are you interested in investing but just don’t know where to start?
- Have you struggled with credit card or student loan debt?
- Do you want to own a home?
If you answered yes to any of these questions, you’re in the right place. We know how hard it is to get by in the modern world. We understand your struggles. Heck, we’ve lived them. But we’ve been able to turn it around ourselves, to not just survive but to THRIVE!
Phil paid off over $140,000 in student loan debt and built a 6-figure side business within 5 years of college graduation. Mike & Lauren have retired early, are the ultimate personal finance hackers, and are currently traveling the country with their newborn son.
This isn’t your traditional personal finance course. We’re not bankers or creditors. We’re not trust fund babies who haven’t worked for themselves. We’re just like you, and that’s what this course is all about. This is a course that teaches normal people like you the skills and knowledge to truly understand how money works. We show you the path towards financial freedom.
This online personal finance course covers all of the following topics:
- Understand Your Money
- Budgeting, Savings, Reducing Expenses
- Grow Your Income
- Understanding Credit Cards
- Loans, Debt, Debt Reduction
- Investing 101
- Real Estate, Mortgages, and Other Big Ticket Purchases
- Retirement Basics
- Early Retirement Plan & Financial Freedom
- Taxes
- Love & Money
- Youth & Money
- Psychology & Money
Master your own finances to build wealth for you and your family.
Regardless of what your financial expertise is or how much money you have in your bank account, this in-depth course is designed to provide you with everything you need to take your finances to the next level.
Whether you’re in debt and don’t have a clue where to go from here, or you’re just wondering where to invest your money, you’ll learn the next steps to success. By truly understanding how things like credit, compound interest, taxes, and investment accounts work, you’ll be in a better position for financial freedom.
By the end of this course, you’ll have a better grasp of your own finances. You’ll know the next steps towards financial freedom. You’ll know how to save more, spend less, and invest smarter. You’ll be less stressed and happier. That’s our goal. Take the first step to financial success with this amazing personal finance course.
About the instructors:
Phil Ebiner started teaching online courses in 2012, and now has over 130,000 happy students on Udemy learning all sorts of things from personal finance and business building to video editing and motion graphics. Phil is passionate about helping people understand their finances and uses tools like video to break down the complexity of these topics.
Mike and Lauren are personal finance wizards with a YouTube channel geared at helping others tackle their financial problems. Mike and Lauren don’t just talk the talk, but also walk the walk of early retirement and living a financially smart life.
Your Instructor
Phil Ebiner
My passion is inspiring people through online courses. Since 2012, over 2,000,000 students have taken my online courses – and I’m so grateful to every single one of you.
I graduated with a Bachelor’s Degree in Film and Television Production from Loyola Marymount University, Los Angeles. Over the past 10 years, I’ve shot and edited thousands of videos that have played everywhere from the movie screen and television to film festivals and YouTube.
Course Curriculum
Personal Finance Masterclass
Course Intro & Personal Finance Principles
Welcome to the Course (3:13)
The Golden Rule Of Personal Finance (2:55)
Why the Rich Get Richer (2:55)
How to Retire Early in 4 Minutes (3:50)
Measuring Your Financial Success (2:59)
How Does Money Work (5:00)
Budgeting, Savings, Reducing Expenses
Section Overview – Budgeting and Reducing Expenses (0:56)
Why Your Savings Rate Is So Important (2:30)
How to Budget the Smart Way (5:45)
3 Tools to Help Track Spending (1:05)
How to Budget with Mint.com (12:52)
Why Cut Out the $5 Latte? (5:25)
Easy Ways to Reduce Expenses (2:24)
3 Biggest Budget Busters (3:48)
Emergency Funds (3:31)
Banks vs. Credit Union (4:58)
Automating your finances (5:48)
Fun Frugal Activities (2:25)
Budgeting with Spreadsheets (Free Template) (13:29)
Grow Your Income: Make More Money Doing What You Love
Section Overview – Increasing Income (1:00)
Increasing Income vs. Reducing Expenses (4:04)
How Much Do You Value Your Time (3:32)
Getting a Raise-Promotion (4:06)
How to Have a Side Income (2:58)
Turning Hobbies Into Profit (3:58)
The Importance of Work – Life Balance (2:38)
How to Make Money Online (4:03)
Credit Cards, Credit Scores, and Debit Cards
Section Overview – Credit Cards (0:41)
How do Credit Cards Work- (4:39)
What is a credit score (4:46)
Credit Card Rewards (3:52)
Debit vs Credit (2:39)
Loans, Debt, and Debt Reducation
Section Overview – Debt (1:19)
What is a Loan? (1:53)
Why Taking Loans Can be a Good Thing (3:37)
What Does It Mean to be in Debt- (7:35)
Basics of Debt Reduction (5:13)
How We Would Get Our of Debt (4:05)
Debt Consolidation: What is it? Should you do it? (3:24)
Debt Collections (4:48)
Secured vs. Unsecured Debt (2:52)
Why Co-Signing a Loan is so Dangerous (2:56)
Investing 101
Section Overview – Investing (1:06)
Investing Basics (5:36)
Alternative Investments (3:28)
What Should I Invest In- (3:50)
3 Graphs that Show the Power of Investing (4:38)
Compound Interest (3:12)
Should I Get A Financial Advisor? (3:18)
Reducing Taxes with Investments (4:01)
Target Date Funds (1:42)
Why I Love Vanguard (2:37)
Retirement Basics
Section Overview – Retirement (1:22)
What is the 4% Rule? (5:24)
How Does Retirement Work? (7:44)
Retirement Account Basics (4:37)
What’s a Pension? (1:40)
How to Start Investing for Retirement (5:05)
Should You Invest in a Bad 401k? (3:02)
Should I Count on Social Security? (2:29)
Early Retirement & Financial Freedom
Section Overview – Early Retirement (2:13)
Early Retirement vs Financial Independence (3:14)
What Does Retirement Look Like For You? (2:05)
Self Reliance and Adaptability (3:08)
How Do I Get My Money When I Retire? (1:52)
Calculating Your Net Worth (2:40)
Real Estate, Mortgages, and Buying a Car
Section Intro – Real Estate, Mortgages, and Other Big Ticket Purchases (1:12)
How Buying a House Works (6:48)
How to Save for a House Down Payment (3:55)
Paying Off a Mortgage vs. Investing (3:16)
How Buying a Car Works (4:33)
How Much Car Can I Afford? (5:23)
Should You Take Out a Loan for a Car? (4:58)
Help! I’m Upside Down On My Car Loan! (1:49)
Taxes
Section Overview – Taxes (1:19)
What are Taxes? (1:47)
Higher Tax Bracket Not a Bad Thing (1:48)
Why You Don’t Want a Tax Refund (1:59)
Do I Have to Pay a Penalty if I Don’t Have Health Insurance? (1:56)
Capital Gains Tax (2:35)
Should I Do My Taxes Myself? (3:01)
Love & Money
Section Overview – Love and Money (2:22)
Dating Someone With Bad Financial Habits (3:21)
How Do Kids Affect Your Finances? (2:37)
Combining Finances with Your Loved One (5:29)
Health Insurance (4:05)
Life Insurance (4:39)
Loaning Money to Friends and Family (4:15)
Divorce and Your Finances (3:40)
Youth & Money
Section Intro – Youth and Money (2:50)
Investing for teenagers (2:01)
I Want to Move out of My Parents (5:17)
My Parents Kicked Me Out (2:34)
I Just Received an Inheritance (3:33)
Student Loans and Other College Survival Tips (6:29)
Forget College Learn a Trade (2:36)
Psychology & Money
Section Overview – Psychology and Money (1:38)
Lifestyle Inflation and Status Symbols (5:15)
Buy High, Sell Low (4:47)
That’s Not Saving Money (2:58)
Compulsive Spending and Gambling (2:03)
Conclusion
Thank you (1:10)
Purchase Phil Ebiner – Personal Finance Masterclass courses at here with PRICE $49 $19
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